{"id":188364,"date":"2024-12-07T16:22:00","date_gmt":"2024-12-07T14:22:00","guid":{"rendered":"https:\/\/podiji.karpat.in.ua\/?p=188364"},"modified":"2024-12-06T20:30:12","modified_gmt":"2024-12-06T18:30:12","slug":"nemet-bankbotrany-ugyeszek-rohantak-le-az-egyik-muncheni-bankot","status":"publish","type":"post","link":"https:\/\/podiji.karpat.in.ua\/?p=188364&lang=hu","title":{"rendered":"N\u00e9met bankbotr\u00e1ny: \u00fcgy\u00e9szek rohant\u00e1k le az egyik m\u00fcncheni bankot"},"content":{"rendered":"\n<p class=\"wp-block-paragraph\"><strong>Az Eur\u00f3pai \u00dcgy\u00e9szs\u00e9g berlini sz\u00e9khely\u0171 munkat\u00e1rsai sz\u00e1lltak meg egy bankot M\u00fcnchenben m\u00e9g cs\u00fct\u00f6rt\u00f6k\u00f6n. A n\u00e9met bankbotr\u00e1nyr\u00f3l p\u00e9nteken besz\u00e1mol\u00f3 Handelsblatt szerint az \u00e9rintett bank az olasz UniCredit csoporthoz tartoz\u00f3 Hypovereinsbank (HVB). A bank, illetve az anyav\u00e1llalat a megkeres\u00e9sekre nem v\u00e1laszolt.<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">A t\u00f6rt\u00e9nteket a Follow The Money c\u00edm\u0171 holland port\u00e1l hozta nyilv\u00e1noss\u00e1gra el\u0151sz\u00f6r, majd az \u00fcgy\u00e9szs\u00e9g p\u00e9nteken a Bloomberg szerint k\u00f6zlem\u00e9nyt is kiadott. A gyan\u00fa 200 milli\u00f3 eur\u00f3t is meghalad\u00f3 \u00e9rt\u00e9k\u0171 \u00e1facsal\u00e1s, amit egy v\u00e1llalat \u00fcgyvezet\u0151 igazgat\u00f3ja hajtott v\u00e9gre, a bankot felhaszn\u00e1lva hozz\u00e1. \u00c1ll\u00edt\u00f3lag a v\u00e1llalatot eleve arra a c\u00e9lra alap\u00edtott\u00e1k, hogy a banksz\u00e1ml\u00e1in kereszt\u00fcl egy fikt\u00edv \u00fczleti m\u0171k\u00f6d\u00e9sre hivatkozva illeg\u00e1lis tranzakci\u00f3kat bonyol\u00edtsanak.<\/p>\n\n\n<div class=\"wp-block-image\">\n<figure class=\"aligncenter size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"800\" src=\"https:\/\/podiji.karpat.in.ua\/wp-content\/uploads\/2024\/12\/e80eaa1c3abe4b5f8607f67ce64b4f2d-1024x800.jpg\" alt=\"\" class=\"wp-image-188365\" srcset=\"https:\/\/podiji.karpat.in.ua\/wp-content\/uploads\/2024\/12\/e80eaa1c3abe4b5f8607f67ce64b4f2d-1024x800.jpg 1024w, https:\/\/podiji.karpat.in.ua\/wp-content\/uploads\/2024\/12\/e80eaa1c3abe4b5f8607f67ce64b4f2d-300x234.jpg 300w, https:\/\/podiji.karpat.in.ua\/wp-content\/uploads\/2024\/12\/e80eaa1c3abe4b5f8607f67ce64b4f2d-768x600.jpg 768w, https:\/\/podiji.karpat.in.ua\/wp-content\/uploads\/2024\/12\/e80eaa1c3abe4b5f8607f67ce64b4f2d.jpg 1200w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n<\/div>\n\n\n<h2 class=\"wp-block-heading\">N\u00e9met bankbotr\u00e1ny: \u00e9vekig folyt a k\u00f6rhintacsal\u00e1s a HVB-n\u00e9l<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Az \u00fcgy\u00e9szs\u00e9g eddig annyira jutott \u2013 \u00edrja a n\u00e9met lap \u2013, hogy a gyan\u00fas\u00edtott t\u00f6bb mint 200 milli\u00f3 eur\u00f3 \u00e9rt\u00e9k\u0171 utal\u00e1st kapott 127 v\u00e1llalatt\u00f3l Olaszorsz\u00e1gban \u00e9s Szlov\u00e1ki\u00e1ban 2016 \u00e9s 2022 k\u00f6z\u00f6tt. Az \u00f6sszeg nagyobb r\u00e9sze egy \u00fagynevezett \u00e1fa-k\u00f6rhintacsal\u00e1sb\u00f3l sz\u00e1rmazott.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">A k\u00f6rhintacsal\u00e1sok l\u00e9nyege, hogy a p\u00e9nz v\u00e1ndorol, \u00e9s az ad\u00f3t egy ponton nem fizetik meg, de visszaig\u00e9nyelik. Az alapja, hogy az Eur\u00f3pai Uni\u00f3ban \u00fagy lehet egyik tag\u00e1llamb\u00f3l a m\u00e1sikba \u00e1rut sz\u00e1ll\u00edtani, hogy nem fizetnek ut\u00e1na \u00e1f\u00e1t. A csal\u00f3 c\u00e9g eladja az \u00e1rut k\u00fclf\u00f6ld\u00f6n \u00e9s begy\u0171jti az \u00e1f\u00e1t, de az ad\u00f3hat\u00f3s\u00e1g semmit nem l\u00e1t bel\u0151le \u2013 magyar\u00e1zza a lap. Az \u00e1rut ezt k\u00f6vet\u0151en k\u00f6zvet\u00edt\u0151k\u00f6n kereszt\u00fcl visszaexport\u00e1lj\u00e1k, \u00e9s a ciklus kezd\u0151dhet el\u00f6lr\u0151l.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Szak\u00e9rt\u0151k szerint az ilyen csal\u00e1sokb\u00f3l sz\u00e1rmaz\u00f3 k\u00e1r Eur\u00f3p\u00e1ban az 50 milli\u00e1rd eur\u00f3t is meghaladhatja.<\/p>\n\n\n<div class=\"wp-block-image\">\n<figure class=\"aligncenter size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"613\" src=\"https:\/\/podiji.karpat.in.ua\/wp-content\/uploads\/2024\/12\/hypovereinsbank.jpg\" alt=\"\" class=\"wp-image-188366\" srcset=\"https:\/\/podiji.karpat.in.ua\/wp-content\/uploads\/2024\/12\/hypovereinsbank.jpg 1024w, https:\/\/podiji.karpat.in.ua\/wp-content\/uploads\/2024\/12\/hypovereinsbank-300x180.jpg 300w, https:\/\/podiji.karpat.in.ua\/wp-content\/uploads\/2024\/12\/hypovereinsbank-768x460.jpg 768w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n<\/div>\n\n\n<h2 class=\"wp-block-heading\">\u00c1radt az \u00e1fa \u00e9s a k\u00e9szp\u00e9nz, nem vett \u00e9szre semmit a bank?<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">A vizsg\u00e1lt konkr\u00e9t esetben a gyan\u00fas\u00edtott eur\u00f3sz\u00e1zezreket szedett le k\u00e9szp\u00e9nzben szinte naponta a sz\u00e1ml\u00e1ir\u00f3l az utal\u00e1sok \u00e9rkezte ut\u00e1n. Volt olyan sz\u00e1mla, amelyr\u0151l 2017 \u00e9s 2022 k\u00f6zt 188 milli\u00f3 eur\u00f3 k\u00e9szp\u00e9nzt szedtek le.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Ezt az\u00e9rt \u00e9szre kellett volna vennie a banknak. A Handelsblatt \u00fagy tudja: a gyan\u00fas\u00edtott kor\u00e1bban egy m\u00e1sik bankn\u00e1l pr\u00f3b\u00e1lkozott, amely azonban p\u00e9nzmos\u00e1si gyan\u00faj\u00e1r\u00f3l t\u00e1j\u00e9koztatta a hat\u00f3s\u00e1gokat. Ezt k\u00f6vet\u0151en fordult az UniCredit n\u00e9met le\u00e1ny\u00e1hoz.<\/p>\n\n\n\n<p class=\"has-text-align-right wp-block-paragraph\"><strong><a href=\"https:\/\/www.vg.hu\/cegvilag\/2024\/12\/nemet-bankbotrany-afacsalas?utm_source=hirstart&amp;utm_medium=referral&amp;utm_campaign=hiraggregator\" target=\"_blank\" rel=\"noreferrer noopener\">(vg.hu)<\/a><\/strong><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Az Eur\u00f3pai \u00dcgy\u00e9szs\u00e9g berlini sz\u00e9khely\u0171 munkat\u00e1rsai sz\u00e1lltak meg egy bankot M\u00fcnchenben m\u00e9g cs\u00fct\u00f6rt\u00f6k\u00f6n. A n\u00e9met bankbotr\u00e1nyr\u00f3l p\u00e9nteken besz\u00e1mol\u00f3 Handelsblatt szerint az \u00e9rintett bank az olasz UniCredit csoporthoz tartoz\u00f3 Hypovereinsbank (HVB). <\/p>\n","protected":false},"author":12,"featured_media":188366,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[41,39],"tags":[2702],"class_list":["post-188364","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-cikkek","category-vilag","tag-sikkasztas"],"_links":{"self":[{"href":"https:\/\/podiji.karpat.in.ua\/index.php?rest_route=\/wp\/v2\/posts\/188364","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/podiji.karpat.in.ua\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/podiji.karpat.in.ua\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/podiji.karpat.in.ua\/index.php?rest_route=\/wp\/v2\/users\/12"}],"replies":[{"embeddable":true,"href":"https:\/\/podiji.karpat.in.ua\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=188364"}],"version-history":[{"count":1,"href":"https:\/\/podiji.karpat.in.ua\/index.php?rest_route=\/wp\/v2\/posts\/188364\/revisions"}],"predecessor-version":[{"id":188367,"href":"https:\/\/podiji.karpat.in.ua\/index.php?rest_route=\/wp\/v2\/posts\/188364\/revisions\/188367"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/podiji.karpat.in.ua\/index.php?rest_route=\/wp\/v2\/media\/188366"}],"wp:attachment":[{"href":"https:\/\/podiji.karpat.in.ua\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=188364"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/podiji.karpat.in.ua\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=188364"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/podiji.karpat.in.ua\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=188364"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}